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Kymberly A. Flaigg, Realtor®/Broker - Calaveras County - Murphys - Angels Camp  Real Estate

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 BUYERS AND SELLERS INFORMATION
 

SELLERS INFO

Paramount marketing with Kym Flaigg and Prudential….ask me about your specialized marketing plan!!

Getting your Home Ready
A guide to preparing your
home for sale in any market.

Preparing your home for sale can seem like a major undertaking. But it doesn’t need to be. Some simple tips as well as prioritizing your plan to your personal home can not only relieve the stress but also make a huge difference in the amount of time and money spent on preparing your home. Some questions you will need to ask yourself include:

  • What is a realistic budget

  • Where is my money best

  • How can I best create curb appeal

  • Is the interior “Show” ready

Determining a Realistic Budget
When putting together a budget for your sale preparedness project, you should consider three major factors: costs for repairs, costs for cleaning – updating, costs for staging. As you break this down consider too what you will most likely have to do anyway a preventative maintenance whether you sell your home or not, what a buyer would typically desire to have fixed, ie most buyers don’t want to buy a home with a leaky roof, but a new roof may not be necessary, and finally, with staging what will be spent on items will you take with you and what is staying with the home.

Your REALTOR® Kym, is familiar with buyers' expectations in your neighborhood, can advise you specifically on what improvements need to be made. Don't hesitate to ask for advice.

Getting your Home Ready
A guide to preparing your
home for sale in any market.

 

Paramount marketing with Kym Flaigg and Prudential….ask Kym about your specialized marketing plan!! 

Sales@KymFlaigg.com  

 

BUYERS  INFO

KYM'S
HOMEBUYERS GUIDE

Sure, you’ve heard it all before… ”Those pre-approvals don’t really mean a thing.”, or perhaps you have already been pre-qualified, so why do you even need to talk to another Lender?

The reason that you need to talk to the right lender is because all mortgage professionals are not created equal!

First of all, it is important to recognize the true difference between pre-qualification and pre-approval.

Pre-qualification is an informal discussion between a borrower and a lender, in which an assessment is provided by the loan officer, based solely upon the borrower’s answers to a series of loan-related questions.

Pre-approval is based upon an underwriting review of an actual loan application, as well as verification of income and assets, that allows a lender to issue a firm commitment to lend the amount requested, subject to locating an acceptable property.

Although pre-approval will provide negotiating leverage in a transaction versus buyers that are not pre-approved, making the right loan choice for your unique, personal situation is even more important.

Unlike most loan officers, J. Shoop has some very unique ideas that can save you thousands of dollars in overall financing costs, improve your monthly cash-flow, and outline strategies to help you grow your wealth, even AFTER you’ve bought your home!

You owe it to yourself to schedule a no-obligation consultation with J. Shoop prior to shopping for your new home. Call him direct at 877-258-6265.

J.Shoop
Residential Lending Specialist
877-258-6265 Direct
877-493-0959 Fax
 

   

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Choose one of our
recommended  lenders

Mortgage Companies

Prospect Mortgage
 J.Shoop  
209-736-4250 office
877-258-6265 cell
Email | Website

First Horizon Home Loans
 866.287.7313 Toll Free
209-743-3123 cell
Michael Goldberg

Main Street Mortgage
&  Investments
209-728-9891
Greg MacDonald


Bank Lending

Bank of America
415-897-9103
Jodi Fischer

Umpqua Bank
209-754-2445
Dree Hedrick  



 

 

About Kym | Featured Listings | Property Search | Buyers/Sellers | Community Links | Contact Kym | Home


 23 North Main Street, Suite 100 ~ Angels Camp, CA 95222
Main Phone: 209-768-4042  ~ Fax: 209-736-9515
Office Phone: 209-736-1717

Sales@KymFlaigg.com